Friday, October 20, 2017

1st time buyer, conventional loan in Calvert county MD.

I recently bought a four bedroom / four bathroom house in Calvert County, MD, and Brent Mendelson was my loan officer.  It would be a pleasure to work with Brent on another transaction, and I would recommend him without reservation to anyone.  Three factors made Brent standout among other loan officers when I purchased my first home.  He was accessible, knowledgeable, and effective.
Accessible
My first inaction with Brent was by email on the morning of July 3.  He promptly responded and we coordinated an afternoon phone call.  None of the other loan officers who I contacted responded.  It seemed as if they were more concerned with taking the afternoon off before the Fourth of July holiday.  Not Brent.  He made himself available to answer my questions and he did this on my schedule.  That was an impressive first impression.  Yet, that level of personal attention remained through closing day.  On numerous occasions, Brent was available to answer even the most basic questions after traditional workhours.  Moreover, he put me at ease by proactively keeping me informed during each step of the home buying process.     
Knowledgeable
Brent was very knowledgeable and able to explain information in the simplest of terms.  He never made me feel inadequate or small when asking a question or asking him to repeat information.  Brent worked as the consummate professional with my real estate professional and displayed skill when working with my title company to ensure the seller’s contribution to closing costs was utilized to the maximum extent possible.
Effective
Simply put, Brent was incredibly effective.  He made the process look easy as he worked with laser-like focus to match me with a competitive rate and complete the required documentation on schedule.  While obtaining a low interest rate was important, the peace-of-mind from finding a trustworthy and responsive loan officer was more valuable than finding the lowest possible interest rate.  However, this was another area where Brent impressed.  Not only was he trustworthy and responsive, but on closing day the settlement agent and seller’s agent both commented how my interest rate was the lowest they saw in weeks.
Y. Hammond
Settlement Date:  September 25, 2017

VA loan purchase


Brent Mendelson was introduced to me by a friend of mine.  He spoke highly of Brent's professionalism and knowledge especially in financing VA loans.

I had gone through a foreclosure (from 2 years back) and thought my chances of getting another loan was slim to none.

I spoke to Brent and was surprised to learn that I could still use a portion of my VA home loan benefits.  Brent patiently explained all the documentation I needed to submit and in a blink of an eye, I was waiting for an underwriter's decision.

Long story short, I bought a house through Brent's recommended real estate agent.

My experience with Brent was excellent.  He answered all my questions no matter how dumb they were-total professional. I'd recommend him to any service member eligible for a VA home loan.  

Randy M.
Howard County

Wednesday, October 18, 2017

MD 1st time buyer. Maryland CDA Smart Buy program.

I first met Brent Mendelson through a referral from my realtor. From our first conversation over the phone, I could tell that he was very thorough and attentive to detail. He went over the Maryland Smartbuy Program in detail and helped me understand the benefits to first-time buyers, my affordability and requirements. Having been turned down by two other lenders who claimed to work with the program, I immediately felt relieved that he was so knowledgeable and had previous experience with the program. I regained my hope to pursue this great opportunity.

I can't say enough about Brent's professionalism, responsiveness, extensive contacts in the community,and true caring nature. He truly goes above and beyond for his clients. He was very patient and willing to explain the process and repeat when necessary. He was a great advocate with the seller when things weren't going right, and in making sure the house was ready in time for move in day.

He took time to call and answer questions as well as keep me updated on any unforeseen delays. My personal home buying experience would not have been the same without the great team at 1st Mariner. Brent was diligent, responsive and introduced each member of his team and stayed in the loop at all times.

Brent was incredibly gracious to me through the process and I am very grateful for his kindness, understanding, patience and expertise. I am very honored to give Brent my highest recommendation for anyone desiring to buy a property through the Maryland Smartbuy Program.
-Sarah N.
Silver Spring, MD

Wednesday, September 20, 2017

1st time buyer DC condo- New Construction

Dearest Brent,
 
I can't thank you enough for your advice, guidance, enthusisasm and patience with me over the course of the last five months. Our first phone call was in April-when I couldn't even spell "condominium" and now here I am in September as a D.C. homeowner! Your sense of humor balanced with a calm demeanor and incredible subject matter experience were a welcomed approach to this arduous and anxiety filled process. Your responsiveness to my many, many, MANY inquiries were always timely, you made me feel like I was your most important client. Thank you for seeing everything through to fruition.

 With my sincerest gratitude,

 Heather A.

Washington D.C.

Tuesday, August 29, 2017

When it comes to refinancing or buying a home, Brent Mendelson, is the person you want to call.  He has helped me with both!  I spoke with several loan officers, with different banks, before a friend luckily referred me to Brent.  He is a true standout in his field. When working with Brent you can count on him being quick to respond, thorough, and will always have your best interest at heart.  Someone you can trust.  I highly recommend him to everyone!"

  A. McGee

Alexandria VA

Repeat buyer DC condo purchase


I've now worked with Brent twice in the last ten years. You couldn't ask for a better mortgage banker to work with! Brent has gone above and beyond both times; before, during and after the home buying process. He works hard to ensure that everything goes smoothly and to ensure that all your questions are answered. I couldn't recommend Brent enough if you're considering purchasing a home."
Craig B.
Washington DC

Thursday, June 29, 2017

Calinfornia Cashout/Condo/Investment Property


"I’ve had the opportunity to work with Brent on the financing for my new home in Maryland and the refinancing of a rental property in LA.  In both cases, he made what could have been a stressful and time consuming process, a clear and manageable one.  He was pleasant to work with, always accessible, and kept the process moving.  From now on, he will be my first point of contact for any of my mortgage needs."

D. Porter Jr.
Bowie, MD

Lender note.

This was a fairly complicated loan, multiple homes, several income streams and it closed and closed right on time as planned.

Friday, May 26, 2017

Smart Buy. 1st time buyer. Frederick MD CDA loan.

I literally can't say enough good things about what Brent Mendelson did for me. It was a tough buy and he was there every step of the way working for me. Definitely go with him.

Sean and Marie L.
Frederick, MD

HPAP Condo loan. 1st time buyer Washington DC.



I want to thank you and your team  in what Brent calls making me "the newest homeowner in DC." As a poor kid from Richmond, Va. who wanted his shot, I couldn't have imagined that I'd be a homeowner by the age of 24; I had a person TELL ME that it was only acceptable to buy a property until after 30. That was thanks to all of you. There were some hairy moments and times I just wanted to be done with it all; however you didn't do that. Whether, it's because of the responsibilities in your position or that you just get and understand the people you are aiding in improving their lives. I can't thank you enough.

For some, this is our last business encounter(at least until the 6th year) and others it's only the beginning. Thank you once more and I hope you all enjoy your year...because I know will!

Brent, I hope your wife wasn't too mad at you on me taking up too much of your time on one of our last calls.

Respectfully,
RL. Williams, Jr

MPD

Monday, April 24, 2017

1ST time using the VA enttlement. Self Employed. Georgia Purchase


Brent:

 
I want to personally thank you for the tremendous service you provided to us in the purchase and financing of our new home in Georgia.

 
This was my first venture into VA financing.  As a retired senior naval officer, I should have been a bit more prepared for the various minefields and obstacles associated with a VA loan.  There were moments when I came on pretty strong, and vented my frustrations over the seemingly endless and short fused requirements.  You took the flack, weathered the storm and kept the ship on course.  I'm not sure if 1st Mariner pays it's front line combat troops "hostile fire pay", but they should, because you earned it.

 
Your professional knowledge of the market and the funding landscape is unquestionable.  You have the ability to see the storms brewing before they happen, and thus provide the client a "heads up".  That is invaluable.

 
Having purchased and sold several homes (all conventional funding), my take away from all this is:  It takes a dedicated funding professional to handle the emotional surges involved in a major purchase.  It takes a sensitive, yet unbiased professional to stand alongside the client during a highly challenging situation.  It takes a seasoned professional to deal with the myriad of time sensitive details involved in a VA deal.  It takes a confident and competent professional to advise a client to "stand down" and dial the emotions back.  

 You excel in every category.

 
I will gladly refer your services to my network, and to referrals that may need to hear it from one who has just weathered the storm.

 
Additionally, I want to thank you for your service to my fellow veterans in obtaining loans and funding options.  Sadly, there are those in the market who turn away from VA loans.  You stood tall for both my navy veteran daughter in law, and for me.  You and Piper Harris are now considered "shipmates", a unique navy honor, which you have both earned through trust and loyalty to us.

 
Best personal wishes, and continued success in the future.

 
Cameron R. Gray

CDR, USN (ret)

Friday, April 21, 2017

Jumbo Refinance. 3rd time client


Brent has helped our family with two mortgages and one refi. We couldn't and wouldn't do it with anyone else. Whenever we had questions, he answered them and was able to put us at ease. As anyone who has gone through the stress of purchasing a home understands, a steady hand is important. And that's what we got with Brent. He cares. He's responsive. He gets the job done. 

Sam and Jessica B.
North Potomac, MD

Friday, March 31, 2017

VA purchase, 2nd time client.


This is my 2nd time working with Brent and 1st Mariner Mortgage and I am always honestly surprised at just how professional and easy they make buying a house. 
Brent shows his dedication to his customers through unexpected ways.  He drove 2 hours in traffic to attend closing to make sure that everything went smoothly (which it did).  Brent made himself available to me nights and weekends when I called to ask questions.  I had numerous lenders give me rates and he beat them all.  The rates he offered me were bar none the best I saw.  Lastly, his background on VA loans and how they work made my entire process go smoothly.  I cannot speak more highly about him and working with 1st Mariner Mortgage.

Scott C.
Leesburg VA

Monday, January 23, 2017

2nd time client. Purchase in Georgia


Though I'm sure my situation of using an out of state lender is not a unique one, I do feel that Brent made me feel special considering the amount of time and effort he spent working on my loan. Initially, I was under contract with a very difficult seller and a listing agent that had not done their due diligence. Long story short, I walked away from that situation and went under contract to my dream home days later. It required Brent and team to double step to get me through to close in about 20 days. Needless to say, he did it!
With Brent you get a full service professional. No matter how many houses you've bought or sold, I guarantee, you will walk away from a transaction with him understanding more about the process than you did when you started! A conversation with Brent goes like this "...this is what the term means..this is the question...these are your options...this is the impact of each option."  What more can you ask for?

 Best, Shawn R
Suwanee, Georgia